IMPORTANT INFORMATION

Insurance Disclosures

Please review these important statements before relying on website information or requesting coverage.

Effective August 9, 2026

Agency identity

Nektar Insurance is the public-facing brand of Nektar Insurance Agency, Inc., a Florida insurance agency. Insurance-related activity is conducted only by appropriately licensed and appointed insurance professionals and only in jurisdictions where they are authorized to act.

Not a government website

Nektar Insurance Agency, Inc. is a private insurance agency. It is not affiliated with, endorsed by or operated by the federal government, any state government, Medicare, Medicaid or the Health Insurance Marketplace. For official Marketplace information, visit HealthCare.gov.

Solicitation of insurance

This website may constitute a solicitation of insurance. Contact may be made by a licensed insurance agent. Product descriptions are general and do not include every term, condition, limitation, exclusion or eligibility requirement.

No guarantee or binding authority

Nothing on this website guarantees approval, eligibility, rates, savings, benefits, investment performance or claims outcomes. No coverage is bound or effective through this website. Only an insurer can issue a policy, and the issued policy controls in the event of any conflict with website content.

Carrier and product availability

Available carriers and products vary by state, appointment, market, underwriting, eligibility and other factors. Nektar may not represent every carrier or product available in your area. Recommendations, when provided, are based on information available at the time and the products Nektar is authorized to offer.

Life insurance

Life insurance availability and premiums may depend on age, health, lifestyle, underwriting and other factors. Policy illustrations and carrier materials, when applicable, should be reviewed carefully. Non-guaranteed elements can change.

Health insurance

Health plan benefits, provider networks, formularies, exclusions, cost-sharing and eligibility vary. Verify providers, prescriptions, benefits and effective dates directly through official carrier and plan documents before enrolling or receiving care.

Website requests

Submitting a contact or career form is only a request for information. Do not cancel existing insurance until replacement coverage is formally approved and effective.

Advertising and carrier approval

Carrier names, trademarks, product information and approved marketing materials belong to their respective owners. Any carrier-specific advertisement is subject to carrier approval and applicable law.

Questions or complaints

Contact Nektar at sergio@nektarinsurance.com. Florida consumers may also visit the Florida Department of Financial Services Division of Consumer Services.